Heart of Iowa

Patrons Mutual and Farmers Mutual Fire Insurance of Guthrie County merged January 1, 2019 to form Heart of Iowa Mutual Insurance Association.  Both companies have been in business since 1875.  

We combined to continue to offer the same great services to our policyholders while we look toward the future. 

We work closely with our affiliated, independent agents to provide the quality, professional service and insurance products you want and need to protect your home and family.

Heart of Iowa Mutual Insurance Association - Logo

Heart of Iowa Mutual Insurance Association
200 NE 2nd Street
Stuart, IA 50250-7700
Phone: 515-523-1743
Fax: 515-523-1955
Email: Contact Us
Office Hours: 8-4:30 M-F 
Payments: Make a Payment

About Us

Counties that Heart of Iowa Mutual Writes In
Find an Agent

Heart of Iowa Mutual Insurance Association was formed on Jan 1st, 2019 as a decision to merge Patrons Mutual Insurance Association and Farmers Mutual Fire Insurance Association of Guthrie County together.

Patrons Mutual was organized in 1875 and Farmers Mutual in 1882. Both companies had been providing local insurance protection to its members for over 144 years.  

In 2017 both Board of Directors realized by expanding the writing area and spreading the insurable risk along with the combination of the resources of both companies would allow Heart of Iowa Mutual to serve our members for generations to come.

We look forward to continuing to offer the same great services that both companies offered their policyholders.

Heart of Iowa Mutual works with independent insurance agencies and agents to serve our policyholders.  Please check our list of agents located on the agent page to find a local agent near you to serve your insurance needs for you and your family.

Heart of Iowa Mutual Insurance mutually insures the property of its members against loss or damage by fire, lighting and or other hazards.  Heart of Iowa provides claim service for individuals that have policies with the Company, and provides underwriting services as well.

A Board of Directors directs the Company operations and they are elected by the policyholders.

Products & Services

We understand what’s important to our policyholders.

PRODUCTS

You want to know that your home, farm and family are protected. You want to know that we will be there when you need us and that we will work hard to get your life back on track if catastrophe strikes.

Our flexible policies are customized to fit your needs. From renters insurance to complex farming operations, we can protect what’s important to you…

More information on Products.

SERVICE

Heart of Iowa Mutual is dedicated to providing quality, personal services to our policyholders.

Property Inspections:
Do you have enough insurance to replace your home, buildings and property in the event of a loss?

Our property inspector will work with you and your agent to help determine the appropriate value of your home, farm buildings and property to ensure that your coverage keeps pace with your needs.

Claims:
Should disaster strike, we’re here for you. Our professional staff will be there to guide you through the claims process every step of the way. 

Additional Resources:

You want to minimize your risks. You know it’s important to be well informed…

More information on Services.

News & Events

 More Convenient Payment Options

Heart of Iowa Mutual has launched a new online billing and payment solution, offering more ways to view and pay your bill, plus the addition of ...

Annual Meeting Notice

The first annual meeting of Heart of Iowa mutual will be held on March 16th, 2021 at 7:00 pm.    Both Farmers Mutual Fire Insurance and Patrons ...

Announcing Heart of Iowa Mutual Insurance Association

Stuart, IA - January 1, 2019 – One Hundred Forty-Four years and counting! United by a common business culture, Farmers Mutual Fire Insurance Association of Guthrie ...

Contact Us:

Heart of Iowa Mutual Insurance Association insures property in the State of Iowa exclusively.

Heart of Iowa Mutual Insurance Association - LogoIf you have questions about our products, services, billing, or your policy status, contact your local agents or contact us at:

Heart of Iowa Mutual
200 NE 2nd Street
Stuart, IA 50250-7700
Phone: 515-523-1743
Fax: 515-523-1955
Office Hours : M-F 8:00 am to 4:30 pm
Payments: Make a Payment

 

Staff
Alan Mahaffey  – President 
Jim Chambers – Secretary/Treasurer
Carol Bash – Office Assistant
Kerry McFarland  – Office Assistant
Mary Johnson – Office Assistant

Email Us:

Driving Directions: